Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brittany Bowman

Very helpful!!

I love embrace! My 9 year old Cavalier King Charles spaniel has a torn acl and a heart murmur and they help me with all of it! Right down to his laser therapy for his leg. Because of them I am able to afford making the rest if Charlie's years more comfortable. ♥️
5

out of 5

POSTED: | BY: Mark Dickerson

Legitimate Pet Inurance

If you've thought about purchasing pet insurance but have been skeptical about realizing any benefit,you couldn't be more wrong. Embrace truly is the real deal and does indeed cover your pet for covered costs. The reimbursement process is straight forward and help is always accessible. Simply follow the clear instructions and guidelines which have been clearly laid out and your on your way to reimbursement for covered costs. Highly recommended, validated pet insurance from a valid carrier.
5

out of 5

POSTED: | BY: Don Lindsey

Embrace pet insurance is great.

This is our first venture with pet insurance and thought we would never need it but when our nine year old Miniature Pinscher developed a mass on her front leg Embrace was and is there for us.
5

out of 5

POSTED: | BY: Kimberly Zimmer

So happy our fur babies are taken care of :0)

We just recently signed up with Embrace, and so far we are pleasantly pleased! We signed up to have wellness rewards (which has no wait for well exams etc) and had our new puppy was seen a day later. We put in a claim the same day and heard back about our claim the next day and was processed (a check sent also!) not too much longer after that! So far we are thrilled with service and process! It was made so easy, which makes the process less painful!
5

out of 5

POSTED: | BY: Dawn Pawlitschek

Great service!!

Other than getting my puppy, buying this insurance was my best decision recently! Pet owners may think that it is expensive but when you think about it the insurance is so well worth it! I love receiving my wellness check when I have put out the money up front! I strongly recommend embrace to all pet owners.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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