Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: L Gomes

Lifesaver

I am so thankful for Embrace insurance during this difficult time of illness for my dog. They covered a vast majority of a major medical treatment and I am so grateful. They are always prompt in claim service and I am truly thankful to have a policy with them.
5

out of 5

POSTED: | BY: Weber

I have been very pleased with Embrace Pet insuranc

I love Embrace. It has worked beautifully for us.
5

out of 5

POSTED: | BY: Carla Filgas

Great service

these people are fast in response to any claims we've had and we get a check in the mail for 80% of whatever the bill is. Love that. It's paid for itself over and over. Thank you Embrace.......
5

out of 5

POSTED: | BY: Jessica

Excellent Service!

Every person I've spoken to thus far has been very helpful and answered all of my questions thoroughly. They all genuinely seem to care about your pet and your satisfaction as a customer.
5

out of 5

POSTED: | BY: Ilene Sauertieg

Great Customer Service and Quick

My dog Joey had an accident and had to have a part of his tail removed. I uploaded the paperwork the Monday after the surgery and by the end of the week had a response and a paymet deposited into my bank account. I'll be submitting for his follow-up visits and know that they will be handled just as quickly. As with any insurance, you wonder why you are paying the premiums every month with no return but then when you need it, you know why.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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