Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendy

Heidi was very pleasant and helpful

Heidi was very pleasant and helpful, explaining everything to me, even when I misunderstood or forgot some details. She made sure that I had her direct line so that I could contact her directly in the future if need be.
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5

out of 5

POSTED: | BY: Debra Martin

Affodable pet insurance for the elderly an her 4 petshat impressed me was the lady taking…

What impressed me was the lady taking her time to fully answer my question and match me with a plan that covers my two cats and 2 dogs. And she got me discounts. Being a almost 70 year old and on a fixed income. Which is being able to afford coverage for my babiesM
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5

out of 5

POSTED: | BY: Victoria BECK

Great customer service and very fast…

Great customer service and very fast turnaround with reimbursements. Communication is always polite and professional as well. I highly recommend Embrace Pet Insurance
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5

out of 5

POSTED: | BY: Christmas Crush

Very good happy 😊😊😊😊

Very good happy 😊😊😊😊
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5

out of 5

POSTED: | BY: Nancy Christian

Embracing pet insurance

Initially, I felt pet insurance was a frivolous waste. Thanks to embrace pet insurance, I now have surprisingly good coverage on my dog when the need arises. Patches was injured recently and required multiple stitches for a laceration needing ER repair. Happily,she is healing and her care fiscally manageable with the help of Embrace Pet insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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