5
out of 5
POSTED: | BY: Eugene Tucceri
Very helpful and kind during my best friends illness.
The people at Embrace were helpful during my pal's short bout of cancer.
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Gail Starck
Embrace For Pet Insurance
We have had Embrace Insurance for our senior dog for 2 years. They have paid every claim we have submitted. The customer service folks are caring and knowledgeable. I highly recommend Embrace if you are looking for pet insurance.
5
out of 5
POSTED: | BY: Claudia Ionescu
The BEST
My kitty was diagnosed with cancer 2 years ago. Thank God I had the insurance for him, so I was able to get the best treatment. Embrace was with us through these very difficult times : no surprises, easy claim submissions, quick processing.
A true lifesaver.
5
out of 5
POSTED: | BY: Nyve
Excellent service
I am very satisfied and would highly recommend Embrace to others
1
out of 5
POSTED: | BY: Sandra Sanchez
Reneges on contract after the fact
Filed a claim because my cat ate some plastic from a brush. Had to take the cat to the vet and spent a night at the hospital. A month after I filed the claim finally get an email that my cat now has a pre existing condition and will not be covered for pretty much anything. Apparently eating plastic in 2017 was predicted in 2015 when he had a cold.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.