5
out of 5
POSTED: | BY: Weber
I have been very pleased with Embrace Pet insuranc
I love Embrace. It has worked beautifully for us.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carla
Great service
these people are fast in response to any claims we've had and we get a check in the mail for 80% of whatever the bill is. Love that. It's paid for itself over and over. Thank you Embrace.......
5
out of 5
POSTED: | BY: Jessica
Excellent Service!
Every person I've spoken to thus far has been very helpful and answered all of my questions thoroughly. They all genuinely seem to care about your pet and your satisfaction as a customer.
5
out of 5
POSTED: | BY: Ilene
Great Customer Service and Quick
My dog Joey had an accident and had to have a part of his tail removed. I uploaded the paperwork the Monday after the surgery and by the end of the week had a response and a paymet deposited into my bank account. I'll be submitting for his follow-up visits and know that they will be handled just as quickly.
As with any insurance, you wonder why you are paying the premiums every month with no return but then when you need it, you know why.
5
out of 5
POSTED: | BY: Bill
Our review of Embrace insurance
Embrace insurance is absolutely a great insurance for your pets. They pay after you meet your deductible and if you have a pet with problems like we do you pay the bill and submit the bill and they pay most of the cost. Embrace has been very good to us and our pet. He has had some severe problems and they have come through and helped with the expense within a couple of weeks at the most and they have sent emails to make sure we received our payments if we don't cash or deposit them right away. Embrace is definitely our choice for pet insurance and we thank them for all they do.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.