5
out of 5
POSTED: | BY: Maria
Fast and friendly
Very helpful over the phone plus embrace kept me informed every step of the way
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Seena
Outstanding service
I had a bill for $21.87 and when the vet submitted the claim they forgot to include the invoice. Embrace reached out to let me know. Their customer service is outstanding! A small bill and they still wanted to be sure I was paid. They are efficient and concerned about our pet,as well, no matter the issue. I did a lot of research before I chose Embrace and have had them for over 2 years. I have also had some very expensive claims over $500 they have taken care of.
5
out of 5
POSTED: | BY: Charlene
Roxie
We have been with Embrace for four years and I have been extremely happy with my policy and the customer service.
5
out of 5
POSTED: | BY: Barry
excellent and efficient service
$11,000 + in bills for my dogs knee surgery followed by a post op infection with many days and nights at the vet hospital. All reimbursed by Embrace without question - pretty amazing!
5
out of 5
POSTED: | BY: Helen
I never knew pet insurance could be awesome!
I am very happy with this insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.