Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,910

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Recent Treatment for My Pomeranians

Filed three claims recently on my 7 yr and 8 yr old Pomeranian dogs. Claims were received and processed promptly. Two claims for illness and one for wellness. Emails received once the claims were received and I was informed of the resolution of all three claims very quickly. Refunds deposited into my bank checking account. Everything was done very efficiently and Embrace kept me informed when claims we received and resolution of each claim. Been using Embrace for over six years now. Glad I got pet insurance when my dogs were young.
5

out of 5

POSTED: | BY: M

Great Customer Service

We have had our two dogs covered by Embrace for a few years now and have never had an issue with them processing our claims. I submit claims via e-mail and they are reimbursed within two weeks. Any time I have had to contact them the customer service people have been excellent.
5

out of 5

POSTED: | BY: Jim

Top Notch Service

Very easy claim service process.
5

out of 5

POSTED: | BY: L

Lifesaver

I am so thankful for Embrace insurance during this difficult time of illness for my dog. They covered a vast majority of a major medical treatment and I am so grateful. They are always prompt in claim service and I am truly thankful to have a policy with them.
5

out of 5

POSTED: | BY: Weber

I have been very pleased with Embrace Pet insuranc

I love Embrace. It has worked beautifully for us.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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