5
out of 5
POSTED: | BY: Kevyn
Claims
I am SO glad that Embrace is as efficient as they are when it comes to processing claims. Quick, fast, and in a hurry!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Danielle
Great company and service
I am so grateful I got coverage through Embrace for my dog Missy. She has had several unexpected illnesses and the claims process was so simple and convenient. They have taken great care of her and I highly recommend Embrace Pet Insurance.
5
out of 5
POSTED: | BY: John
Great customer service
Thankful for the coverage Embrace provides for life's unexpected for our dog. Great customer service and claims are made easy. Very happy with the attention we receive. I think it's great that they are proactive and follow up to make sure the claim payment has been received. Very happy with embrace.
5
out of 5
POSTED: | BY: Lauren
Embrace is the best!
Prompt payment of claim, notifications throughout the process, great service overall. Me and my corgi have been through so much this year due to her health issues and I knew I could count on Embrace!
5
out of 5
POSTED: | BY: April
Great coverage!
Our dog's stomach flipped while we were on vacation! She was rushed to the emergency vet and they were able to save her! She had a major surgery and required 24hr vet care for about 3 days! Although we had to pay for everything upfront, 90% of our claim was reimbursed! Amazing coverage! We would not have been able to afford to save her if it wasn't for Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.