5
out of 5
POSTED: | BY: Stephanie
Easy to submit claims
The claim process has been very easy with Embrace and we've had no issues. It is nice to know that our furry family member is covered :)
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dennis
recurring skin problem
claims have always been processed quickly and covered as our plan calls for
5
out of 5
POSTED: | BY: Jennifer
Get your pet insured
Excellent service.
5
out of 5
POSTED: | BY: Melinda
Great Company
I had a previous Pug who luckily had no problems until age 15, at which time he passed.
I waited a year to get another baby pug, and just decided.. I might need insurance as I am now divorced.
My vet recommended Embrace and they have been so easy to work with
And I am so glad I got it! So far , it has worked out great! They are always there to talk to and answer questions.
5
out of 5
POSTED: | BY: Angel
So thankful to have this insurance!
I started checking into insurance plans before I even had my first puppy. I knew with large breed dogs, come large vet bills, plus all of the other health problems they are prone to. I did not want to have to make a decision between treatment or euthanasia. Embrace has the best plan out there for me. I chose the Wellness plan, plus accident and illness. They have never disappointed. They review your claims quickly and issue a check in the same prompt manner. I highly recommend to other pet owners who are looking for insurance or even for those who have never thought about it or knew that it was available.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.