5
out of 5
POSTED: | BY: Susan
Embrace is positively the best pet insurance company ever.
Smart company. Straight shooter when paying my claims. Honest. Fair. Caring. What more could you want. Good website, too.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lynn
Wonderful, caring service
Hi! Received all my refund checks for our dog, Maks. No problems and everything is fine!
1
out of 5
POSTED: | BY: marc
Wrost pet insurance (insurance company scams)
We took on two older dogs , 1 st time ever dealing with pet insurance and last . This type of insurance gives you a false sense of protection. They basically took our money months later told me that one of the dogs were not covered because they determined pre existing conditions because of here say and miss information from an emergency hospital that saw and treated the dog one time . They just string you alone and take your money beware of this company !!!! They took three months to have us answer and refused to refund me the total . We have switch to another company who took our current vets physical as fact , not miss information that was told to us in the past ! We now have a policy with national wide !
5
out of 5
POSTED: | BY: D
Great Program
Read the fine print and understand how coverage works - this is insurance for major health problems. Get coverage as soon as you can and stick with it even if your puppy doesn't have any health claims. I have 2 giant breed dogs on Embrace - one for almost 10 years. This group will do whatever it can to help you and your pet. In the world of insurance nowadays - no company is going to make every insured happy, but I can't think of any that get closer to perfect than Embrace.
5
out of 5
POSTED: | BY: Fritz
Great Company
Embrace is a great insurance company. All the vet offices that we've worked with are very helpful in submitting any claims and Embrace is quick to get them processed and send the reimbursement! Very happy that we have them and would recommend them to anyone who is looking for pet insurance. I (and my pets) are very greatful!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.