5
out of 5
POSTED: | BY: Eric
Great customer service and very fast
Had nasal fungus. Bill exceeded $5k. Took 2 weeks to respond and embrace sent my money instantly.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Janice Hollowell
Immediate Response
Thank you for your immediate responses. I am happy to have insurance for Pete.
5
out of 5
POSTED: | BY: Nancy Latton
Embrace has covered the cost of his care quickly and efficiently.
My dog had a mass on his side which was removed. The biopsy showed that he has hemangiosarcoma. Embrace handled all the claims for his care very quickly. I have been impressed with how they have responded.
5
out of 5
POSTED: | BY: Bonnie Neely
So pleasantly surprised!
We have been so surprised at how pleasant and easy it is to work with the staff of Embrace. It actually feels like they are supportive and want to help us care for our Great Dane, Sophie. We bought insurance for her when she was just a few months old. She just turned 2 yrs. She was really sick and had to be hospitalized a year ago, and Embrace was there to quickly reimburse all covered charges quickly. They also have quickly paid all wellness care costs that our policy covers. We highly recommend Embrace Pet Insurance. They are really a top notch company!
5
out of 5
POSTED: | BY: Stuart
Excellent!
This is my 2nd year w/Embrace, and we just added another dog (Roxy) to the mix. Embrace could not be a more customer-friendly company, whether I'm submitting a claim or speaking with a representative. And it's no exaggeration to say that it's ALWAYS a pleasure to speak with representatives (whenever it's been necessary). They're friendly and focused on answering questions or resolving issues. When it comes to insurance, one expects to hear why a claim is not being paid; with Embrace, it is literally the opposite. Keep up the good work -- Rocco and Roxy appreciate it!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.