5
out of 5
POSTED: | BY: Derik
I like what they do
I love my buddy Haru and having them not only have a return on his wellness care. They also provide peace of mine if something serious comes up like a surgery.
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: AB
Quick processing, excellent coverage
The stressful situation of unexpected and expensive disc surgery was eased by getting a preauthorization that day and knowing all would be covered.
The claim(s) was processed within a week and we received the check in less than 2!
Also had to know our renewed ooicyvwi cover dental illness up to $1000 which was missing in past years. Thank you for listening!!
5
out of 5
POSTED: | BY: Kerri
Friendly people
Such friendly people to deal with. They are very responsive and thorough. Plus I've had no issues with them covering claims and the wellness benefits. Customer for life!
5
out of 5
POSTED: | BY: Jenny Kemp
High recommend Embrace pet insurance!j
Im so happy that I have Embrace! Best decision I have made for my little girl. I appreciate that keep me updated through emails, helping if I have any questions.
5
out of 5
POSTED: | BY: Ryan
Claims Made Easy
This is my first experience with pet insurance and I couldn't be more satisfied. My auto insurance/banking company recommended Embrace and the entire process, from the moment I decided to get a policy until I filed my first claim, was extremely easy. I went on their website, but had several questions and felt more comfortable speaking with a person so I called the number and actually spoke to a person. They were friendly, knowledgable and extremely helpful. They walked me through choosing a policy that best fit my needs. It was refreshing to call an insurance company and actually get to speak to a person instead of navigating my way through a labyrinth of automated prompts.
At the time that I'm writing this review my German Shepherd/Mastiff puppy is just shy of 9 months old. She has great coverage, which almost rivals my own healthcare. I opted to add the Wellness Plan, reimburses policy holders for vaccinations, medications and much more. It's extremely comforting to know that my dog has such great coverage not just for everyday/preventative issues, but in the event of an accident as well.
The claims process is so simple. Just bring a claim form with you to your vet, have them fill it out, and email, fax, or mail the claim form and a copy of the itemized invoice and you will have a fast response and reimbursement usually within days. I cannot stress how easy Embrace makes everything from start to finish.
I highly recommend Embrace Pet Insurance to anyone with a pet, whether you have a new puppy/kitten, an elderly rescue, or other type of animal if coverage is available. It's nice to have the peace of mind knowing that you're pet will be taken care of.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.