5
out of 5
POSTED: | BY: Bobbie
Tremendous insurance
Embrace was so helpful in paying my vet bills and within two or three days after submitting the information. I definitely recommend them
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: richard
No worries about caring for my dog's health
We have had Embrace pet insurance since our dog was 1 year old(she is now 6). Every claim has been handled quickly and we have been reimbursed in a timely fashion. Our dog has had ACL surgery, skin issues, digestive problems, and allergies. I never had to worry about the expense of treating her. For us, Embrace insurance has been well worth it.
5
out of 5
POSTED: | BY: Andy
Embrace Is the Best Insurance we could possibly have!!!!!!
I have no other words to describe Embrace Pet Insurance and their team other than AWESOME! The best experience I have EVER had with a insurance company
5
out of 5
POSTED: | BY: Ellen
They didn't just COVER, they CARED!
Our beloved Simba developed a blocked ureter and was hospitalized while we were in another state for my Mom's funeral. He was hospitalized there two nights and we had to bring him right off the plane to the hospital at home for another night. Thank God he recovered completely (and Thank God his own vet gave him a 14-day injection of the antibiotic after my husband and I spent three days going thru motions that would have been more appropriate for an episode of I Love Lucy...but never got one pill down him. Because of the timing of Mom's funeral shortly followed by holidays and then some serious medical issues for one of us humans I was VERY slow in getting the claim filed. And the claim was more complicated because of him having three different providers. But an angel at Embrace walked me thru everything -- and even followed up with a phone call the following Monday to make sure all was well. EVERYONE I spoke with was so kind and so helpful. Once filed our claim was paid within a week or so after processing and the processing took only 2-3 days. I was VERY impressed and very pleased.
5
out of 5
POSTED: | BY: Beth
Great company
What a great company. It’s so easy to send in claims and feel confident you can make good choices for your pets care.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.