Embrace | Pet Insurance Review

4.4

out of 5

Number of reviews 19,876

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Krishna

Very pleased with Embrace...the Wellness Program A+

Very pleased with Embrace- very helpful staff and courteous. The Wellness Program is a blessing, especially for large dogs. I told many of colleagues and neighbors to search this insurance. Very happy with the service!
5

out of 5

POSTED: | BY: Sean

Never an issue with Embrace

Always quickly approved and reimbursed. Simply and easy.
5

out of 5

POSTED: | BY: Tracy

Very Happy

After my Girl was diagnosed with Cancer, Embrace Has been the one thing that has allowed us to continue her Chemotherapy. With out question they have processed our claims quickly and allowed us to continue to get her the treatment she needs!
5

out of 5

POSTED: | BY: Arthur

A Life With Good Care

Pancho Villa, the Pomeranian Mix who joined me when he was a young pup, has not always been a strong healthy dog. Fortunately, I signed up for Embrace Pet Insurance shortly after Pancho came to live with me. Six short years later, my dog was diagnosed with Cushing's Disease and Rheumatic Arthritis. The Vet bills and prescription medications have been costly and ongoing. Now, Pancho is 10 and looks and acts like a healthy dog, even though he is taking Vetoryl and Leflunomide. Embrace Pet Insurance gave my Vet and me the time to workout the proper drug cocktail for Pancho so that he could live a near normal life. With Embrace, there has never been a question about the Vet's recommendations and rendered services. I have recommended Embrace to family and friends with animal companions. Embrace has made us happy.
5

out of 5

POSTED: | BY: Nancy

Had peace of mind knowing that my girl mast cell would be covered. Reimbursemetn was very quick

Excellent service...had peace of mind knowing that my girls mast cell tumor removal would be covered. Very nice not to have to worry about it...Excellent turnaround time to be reimbursed.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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