5
out of 5
POSTED: | BY: Alicia
They're awesome!
They've been great to us and very helpful! Its been worth it to have pet insurance and I'm glad I got it with Embrace!
4.9
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda
Great response to questions concerning coverage & reimbursement!
I cannot say enough good things about Embrace Insurance. Our Golden is close to 13 & he is beginnig to have arthritic problems. Great response to questions concerning coverage & fast reimbursement! Always kind & pleasant!
5
out of 5
POSTED: | BY: James
Affordable Caring
My dog needed to have surgery and Embrace Insurance is very helpful and responded within one day of posting a claim. Thank-you for making my dogs life much better and being able to take care of her.
5
out of 5
POSTED: | BY: Teresa
excellent
Teddy wants to thanks Embrace for keeping him healthy with a big smile.
5
out of 5
POSTED: | BY: Darryl
Super thankful for Embrace
Miso the doge sniffed, jumped, and sprinted around for 4 years without any issues until she was diagnosed with bone cancer recently. The surprise resulted in a two month long vet triage period followed by forelimb removal. Super thankful to have Embrace since puphood. They have been helpful every step of the way in managing Miso’s health expenses.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.