Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,925

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bobbie Ross

Easy to use

This insurance company is easy to submit claims and the reimbursement was on my account within 3 days. So far I am very satisfied with embrace
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5

out of 5

POSTED: | BY: Lydia Bulas

Great representative who resolved my…

Great representative who resolved my issue right away
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5

out of 5

POSTED: | BY: Chaz Trimble

Having Embrace Pet Insurance is a MUST

Having Embrace Pet Insurance is one of the best decisions I’ve ever made. Our fur baby means more to us than words can say. We learned the hard way in tough situations with our previous fur babies and didn’t want to be unprepared again. We recently had a scare and had to admit our fur baby to the hospital. Thankfully he pulled through and made a full recovery. The bill for the treatment was well worth the outcome, but needless to say it would have not been possible for most owners to do as the cost was high. It would have substantially put us behind financially, but Embrace saved the day for us. Having the support from Embrace gave us security and allowed us to decide to save this precious dogs life. Without Embrace Pet Insurance we would have lost all we owned to save his life. Can’t express the gratitude we feel. I highly recommend all pet owners get Embrace Pet Insurance. I know I will use them for every pet we have for the rest of my life. You never want to have to use it, but if you do, you’ll want it to be with Embrace.
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5

out of 5

POSTED: | BY: Fernando Marin

Submitted claim

To submit a claim the process was super easy and quick. Not complicated at all which is a big plus. The photo option and drop downs on the reasons for the claim were helpful.
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5

out of 5

POSTED: | BY: Josh Barker

User friendly

User friendly - smooth claims process - clear plan details
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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