Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: scott

great great great service very helpful with every step even for the first time user

first time ever using pet insurance not good with computers or fax machines [still in the Stone Age here ] embraced talked me thru the whole process kind and understanding telephone manners recommend to all thinking insurance company are pain in the Kindly buts
5

out of 5

POSTED: | BY: Vikki

The Best Pet Insurance Company, Best Service, Best Coverage, Best Claims Process

I had my other poms insured with other companies, and it was a disaster! My now 11 year old pom, Bella has been insured with Embrace since the day I got her :) Great coverage, fast claims process, caring and professional staff, and an honest, ethical company to insure with. I always recommend Embrace! They are simply and without a doubt The Best.
5

out of 5

POSTED: | BY: virginia

Great company

The company has been very professional and reviewed claims immediately and paid timely.
5

out of 5

POSTED: | BY: Muriel

Pleased with rapid responses and explanationsTo all inquiries

After first being denied payment we were disappointed. However as soon as accurate diagnosis made and with appeals from our vets, you acted quickly to review and pay claims. Your rapid communication really makes a difference. We always know what you are doing and what, if anything, we need to do to expedite process. We are most impressed
5

out of 5

POSTED: | BY: Dr.

Customer Service

I love having Embrace Pet Insurance...the customer service is always "top notch."
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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