5
out of 5
POSTED: | BY: Nuris Ruiz
I would say that all associates are doing a great job.
CLAIMS ARE EASY TO PROCESS AND THEY ARE VERY FAIR. THANKS.
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kathy Marino
Well worth it
Well worth it. Affordable peace of mind. It a good feeling to know that you can give your dog the best care and procedures needed without the stress of “how can I afford this”. My dog has used this policy on numerous occasions from ear infections to a surgery and all has been covered 80% after his affordable deductible. I use money I’ve saved for toys and treats
4
out of 5
POSTED: | BY: Cathy
Great Insurance, but rate went way up after using it.
The website is interactive, informative, easy to navigate with fun graphics. My claims were easy to make. I was made aware by email when the claim was received and when it was processed and sent out. I've had a high deductible accident and injury policy for about 3-4 years before making a claim. I made 2 small claims for 2 separate torn toe nail removals. I just received my renewal for next year and the rate went up dramatically.
5
out of 5
POSTED: | BY: Tiffany
Worry free puppy mom
I enjoy having the peace of mind Embrace pet insurance affords. Anytime my pup is feeling under the weather I can rest assured the claim will be covered in a timely manner. I also enjoy the ease of submitting wellness claims for 100% reimbursement of routine wellness items and grooming visits.
5
out of 5
POSTED: | BY: Kara
We love Embrace!
Embrace is great! Quick communication, easy to use website, and very fast claim processing. I couldn’t believe how fast my claims have been approved and I’ve had a check in my hand! In addition, they are just a kind company. When I emailed them to take my cat off the policy because he had passed away, I got a sympathetic email AND a real sympathy card in the mail. I highly recommend to anyone with pets!! Having paid thousands for uninsured cats, getting insurance is a no brainer and Embrace is the best company to go with.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.