5
out of 5
POSTED: | BY: Shaked
Great servive
Great plain and covered!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Judy
I wish I would have had this for my previous pets!
This insurance has been so helpful and easy to use. If you are thinking about getting pet insurance, do it. If only human health insurance were this easy.
5
out of 5
POSTED: | BY: Viveca
Exceptional!
Would recommend Embrace to anyone with a pet. My dog is like my child and Embrace gives me peace-of-mind especially with the expensive allergy medicine my dog needs.
5
out of 5
POSTED: | BY: Debra
Grateful we joined Embrace!
We rescued a new puppy and had never had pet insurance. We decided better safe than sorry since we didn’t know her history. After enrolling, she had a few medical situations pop up. Embrace was wonderful! Easy to submit claims and quick refunds. Have recommended to family and friends!
5
out of 5
POSTED: | BY: Mary
Wish We Didn't Need it
We all wish we didn't need insurance for our pets, but then something happens and we all hope for a company like Embrace. Peyote needed surgery to correct a shoulder issue. Embrace gave me the peace of mind to know that Oti could have the surgery and I could concentrate on his recovery as opposed to figuring out how I was going to pay for it. Now, he is in rehab to get back in tip top shape and Embrace, once again, is putting my mind at ease. Can't say enough good things about them.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.