Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,859

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: michael coringrato

Really nice employees willing to help…

Really nice employees willing to help you with any concerns you may have.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Gloria Thompson

It's so much easier to be able to…

It's so much easier to be able to submit forms online. Although, I don't fully understand exactly what information is needed from a medical standpoint, it is more convenient.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Rebecca

Best insurance experience ever!

The user interface and website were extremely easy to use and navigate. The entire process was simple, straight forward and clear.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Joe

Excellent Service

We greatly appreciate Embrace Pet Insurance. We recently lost our dog to a battle with an auto-immune disease. Having Embrace, allowed us to focus on managing her treatment instead of the costs. The claims process was very easy, and they provided excellent customer service. We will always have Embrace Pet Insurance for our pets.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review