5
out of 5
POSTED: | BY: Rachel
Easy
I’ve never had an insurance claim go so quick and smoothly…. If only my car insurance worked this well….
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,859
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jamie
Highly recommended!
The claim process was super simple and my check came so fast!
5
out of 5
POSTED: | BY: Sandy Bentley Moore
Embrace has made submitting a claim so…
Embrace has made submitting a claim so easy! Thank you!
5
out of 5
POSTED: | BY: Jan Evans
My little 4 year old Cocker Spaniel had to have a Ruptured Disc Removed.
My little 4 year old Cocker Spaniel had to have a disc removed from his lower back. We had to travel out of state to see a specialist for his procedure. It was expensive. Embrace Pet Insurance paid for the entire surgery, sans a few hundred dollars. What a relief. Embrace is fast, efficient and very nice to work with. I can't say enough good things about them. I highly recommend them for your pet's insurance.
5
out of 5
POSTED: | BY: Debra Trump
Each time my best friend needs medical help I am so glad that I have Embrace.
I got Health Insurance for my dog right away when I adopted him as a little ball of fur in the palm of my hand. I researched health insurance online and ask fellow pet owners. I chose Embrace Pet Insurance because of the woman who contacted me. Prices are pretty much comparable for the insurance options out there, when you figure what you are paying and what you are getting. Embrace was the only company who reached out to me and explained the options and how it all worked. She asked for my dog's name and from that point on all of the questions about my dog included his name. She asked about his breed and let me know what his breed may be prone to. She gave me quotes and options, I didn't feel like I was talking to a car salesman. I spoke to 2 other insurance groups and didn't feel as though my dog was a priority, and both were kind of pushy to get me signed up when I barely had any information. It really was a no-brainer for me, and I am so glad I chose Embrace. He is now 5 years old and has had his share of incidents and illnesses. Everyone at Embrace has been helpful and very pleasant. My dog was just diagnosed with Diabetes, and I have had several trips to the vet and prescriptions filled. The claims are so easy to submit and are handled very quickly. My last claim I submitted and had the reimbursement in my bank account 2 days later. Each time my best friend needs medical help I am so glad that I have Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.