Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Roberts

We recently had to use our insurance…great and fast service

We recently had to use our insurance for an emergency with our DoD. Embrace was amazing at getting back to us right away and sent us our payment minus our deductible within a few days. Great service!!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Karen Rodriguez

This was our first claim

This was our first claim and it was so easy. Thank you I will never use another pet insurance.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Susan Lutz Silverthorn

Very fast service.

Very fast service.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Joe

First time submitting a claim and the…

First time submitting a claim and the process was easy from adding the invoice to searching for the appropriate diagnosis.
Read more on Trustpilot
2

out of 5

POSTED: | BY: MB

Too long to process claims and turn…

Too long to process claims and turn around time to receive payment reimbursement
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review