5
out of 5
POSTED: | BY: Ann
Easy to navigate
Easy to navigate, clear instructions.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Renee Doubrovsky
Embrace is so easy to use for claims
Embrace is so easy to use for claims. I had surgery for my cat and the check was here within two weeks of surgery. I had to call them once on the phone another time and they were great. The website is easy to use and it is good value for the money. Highly recommend
5
out of 5
POSTED: | BY: Colette Cuadrado
I had my dog on Embrace for several…
I had my dog on Embrace for several years before I had to file any claims. During a short period I had to file a claim for TPLO surgery and then sadly hospitalization before having to put my boy to sleep due to cancer. All of this occurred over a couple months. The claims were covered and reimbursed quickly and after having to euthanize my mastiff I dreaded calling to cancel my policy. To my surprise and relief I was contacted via email that my policy would automatically close and a very nice condolence for the loss of my boy. I have one other dog on Embrace and will definitely use them for future pets.
5
out of 5
4
out of 5
POSTED: | BY: MATT
UPLOADED A CLAIM FOR THE FIRST TIME
UPLOADED A CLAIM FOR THE FIRST TIME. OUR VET USED TO DO IT FOR US.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.