Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,988

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Farinasp Zamani

I had to call for each claim more than…

I had to call for each claim more than 4 times until they work on it. The claim stay stuck and doesn’t move forward. Really bad experience since last 2 months.
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5

out of 5

POSTED: | BY: customer

Embrace make my experience a pleasure

Embrace was excellent regarding my dogs recent visit to an emergency clinic. They processed the claim within a week. I will continue to use Embrace for my pet insurance needs in the future. I have 2 small dogs
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5

out of 5

POSTED: | BY: Debbie Jones

Cancer costs

Our girl Rylie had a melanoma on her rear paw. She had surgery. It was malignant. We went through hundreds of dollars in vet bills fighting cancer. She lost her fight. Through ALL we went through I could rely on Embrace pet insurance to help cover expenses. The agents/personnel were warm and reliable. After I filed a claim I was reimbursed very soon. I will never have a pup without Embrace coverage. I recommend them highly.
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5

out of 5

POSTED: | BY: Beatriz Martinez

Fast reimbursement

So far this company has been amazing . I submitted a claim and had my money in my bank account in about 4 days . I highly recommend it.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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