Embrace | Pet Insurance Review

This is the only pet insurance I have had, but my experience with them has been wonderful! I did a lot of research before deciding on Embrace and a big reason I decided to go with them is because I saw many reviews saying that they generally reimbursed well. As with most of you reading this, I did not want to pay a pet insurance for months only to find out that when the time came, there were a bunch of loopholes for them to avoid reimbursement. I started with them at the end of 2021 and was so glad I did because a few months later one of my dogs began having a lot of health issues. The hospital bill ran into the thousands and Embrace covered almost all of it. They review claims quickly and have a quick turnaround for reimbursement. They also have great customer service and respond quickly if you have any follow up questions. Only thing to keep in mind is that you do have to pay out of pocket first and then will receive the reimbursement either through a check in the mail or direct deposit. Regarding some pre-existing conditions, some of them (for example periodontal disease or anal sac impaction) expire once your pet receives treatment for it (e.g., dental cleaning, anal gland expression) so even if they initially did not cover a claim for this reason, it became eligible for reimbursement after the first time they receive treatment for it. I have been extremely happy with this insurance and I strongly recommend it for you and your pups :)

Very easy to make a claim and they cover what they say they'll cover. No guess work or deep research needed.

THE BEST !! I recommend 100%

Embrace has so far lived up to the committment made by its policies. It has paid the majority of our cat's medical bills due to a nasty infection from cat bites which required multiple surgeries and antibiotic care.

Very easy online process with a very timely payment . Thank you