Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,771

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ma Ree

This is my first time to have insurance…

This is my first time to have insurance on a dog. The claim experience was uneventful (which makes it awesome). I have filed 3 claims for one illness and all claims were handled quickly. Very thankful I can see that my dog is getting good care while Embrace is in my corner.
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5

out of 5

POSTED: | BY: Kathi

Embrace is transparent and quick to…

Embrace is transparent and quick to respond/process claims. Makes stressful situations a little less stressful. Highly recommend.
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5

out of 5

POSTED: | BY: Thomas Franklin

Easy to file and quick to reemburse

Easy to file and quick to reemburse. Thanks
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5

out of 5

POSTED: | BY: Mark Gustavson

Have had fast claims processed

Have had fast claims processed, no problems with this insurance.
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5

out of 5

POSTED: | BY: kathy

Love Embrace!

It is so easy to work with Embrace! Submitting claims online is a breeze. If I have questions, their customer service reps are always so professional and responsive. I highly recommend this company!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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