Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,991

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna D

this company makes it so easy to submit…

this company makes it so easy to submit claims and they reply to let you know they are working on the claim and when it is finalized they contact you again to let you know. I could not be happier
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5

out of 5

POSTED: | BY: Ely Clapp

Ease of submitting and results were…

Ease of submitting and results were returned quickly
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5

out of 5

POSTED: | BY: Guest

Quick response,Great service!

Quick response,Great service!
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1

out of 5

POSTED: | BY: Kyle T

I went with Embrace Pet Insurance…

I went with Embrace Pet Insurance because they had one of the best premiums and coverage. However, it is a different story when you try to put in a claim. For one, they were supposed to be done with the pet history search but they never did. So all my claims were on hold. If they cannot finish the pet history search, what can I do? This company was a waste of time and money. I got nothing back from them and was glad to switch to a less-hassle pet insurance company. Update and reply to Embrace Pet Insurance: How long does it take to complete the pet history report? I was with Embrace Pet Insurance for almost one year. All my claims are still on hold. Unacceptable level of service.
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5

out of 5

POSTED: | BY: Rhonda Cagle

My puppy chewed on a Sago Palm seed…

My puppy chewed on a Sago Palm seed which could of been fatal. I rushed her to the ER and the induced vomiting and gave fluids and Charcoal. She had to go back for three blood test to make sure Kidneys were good. I did worry to much about the all of this because I knew I had Embrace and they would stand behind a poisoning like this. And sure enough with in a week I had money in my account for their portion of it which helped pay off the CC I had to put the charges on. This was the first time I had to use them and all I can say is I am so glad I got Embrace Ins. when my pup was only 10 weeks old. Thank you Embrace for making a very stressful time a little less stressful.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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