5
out of 5
POSTED: | BY: Teresa Redwine
Easy to submit and navigate.
Easy to submit and navigate.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Dave
Pretty good as long as you don't actually want reimbursement.
Absolutely incompetent. Sent my cat to the vet for an accident. The claim was almost immediately approved for reimbursement. Been almost a month and I am still waiting on the money. Not even a paper check. It was set up for direct deposit. When I call and ask they said they sent it already. Now I have to wait until someone looks at my case which I was told may take between 2-3 weeks... Completely worthless insurance company!
5
out of 5
POSTED: | BY: Brenda Perry
I've been with Embrace for 5 years and…
I've been with Embrace for 5 years and I've had 100% satisfaction on every single time i've used it. Great company
5
out of 5
POSTED: | BY: Julie Martinez Joyce
Embrace Insurance is the BEST
Embrace Insurance is the BEST! Easy to file claims, they stand behind their policies, the staff have always been courteous and professsional. I highly recommend Embrace Pet Insurance and I do to all my frriends.
5
out of 5
POSTED: | BY: Ally
Very easy claim submittal process!
Very easy claim submittal process!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.