Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,991

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Sad

Avoid at all costs

The worst experience with any company I have ever interacted with in my life. Avoid at all costs. Their practices are questionable at best and fraudulent at worst. Please do not use them.
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5

out of 5

POSTED: | BY: Shirley Romero

Responsive on claims

Responsive on claims
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5

out of 5

POSTED: | BY: CONNIE SHANNON

Insurance the way it should be!

Embrace has been an excellent source of tracking our pet care and claims. Customer service is professional and approachable. The turnaround is fast and the website is a breeze! Thanks Space Dog!
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5

out of 5

POSTED: | BY: LAWRENCE MALONE

I'VE HAD YOUR INSURANCE FOR…

I'VE HAD YOUR INSURANCE FOR APPOXIMATELY 5 PLUS YEARS NEVER HAD AN ISSUE WITH ISABELLA MY BOSTON TERRIOR. NEEDED A CHECK UP AND THEY NEEDED TO MORE TEST.I'M REALLY PLEASED WITH YOUR RESPONCE NO HASSLE FAST PAYMENT, AND YOU ACTUALLY CARE. IF ONLY EVERYONE CONDUCTS THEIR BUINESS LIKE YOU THE WORLD WOULD BE A BETTER PLAC. THANK YOU!!!!
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5

out of 5

POSTED: | BY: Robert Graus

Embrace is an exceptional site for pet…

Embrace is an exceptional site for pet insurance. Their services are relatively inexpensive and their answer and payment of claims is exceptional.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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