Embrace | Pet Insurance Review

All of our claims have been super easy to submit and quickly and correctly processed. This last round was submitted on a Sunday, all processed and paid by Wednesday afternoon. Well done!

Filing a claim is very easy and I received my payment in less than 48 hours!

Fairly quick response for submitted claims

Not thrilled with the premium increases each year but has saved my dog, 3 cancer surgeries, 3 acl surgeries and a recent with pancreatitis.

Before having pet insurance, I assumed it was all a scam. However, I recently put both my cats under Embrace's coverage and could not have been more wrong. I assumed my 10 year old rescue might have some issues come up in the next couple years, so both her and my 4 year old cat are covered. About a month after getting them covered, the 4 year old cat has needed multiple vet visits in a single week for sudden onset of kidney issues. Embrace has covered 90% of all charges after the small deductible I had selected, saving me half a month's pay! It will take 5 years of monthly payments for both cats until I break even on the coverage provided this past week. I am amazed at the ease of submitting a claim and the speed at which it is processed. Having a sick baby is stressful enough without worrying about finances, and that worry has been lifted from me by Embrace. I have stated recommending them to everyone I know with a pet, and will be a customer for life!