Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Craig Johnson

It is a very simple

It is a very simple, easy process to file a claim. It took less than 5 minutes to start and complete the entire claim. You get a great, detailed write-up on the decision made as to the claim's coverage.
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5

out of 5

POSTED: | BY: Bill

Care of a Dog owner

No long wait time, staff very empathetic and helpful. Recommended by our Veterinarian and not disappointed.
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5

out of 5

POSTED: | BY: Anne Lee

Embrace makes it easy for me to submit…

Embrace makes it easy for me to submit claims and receive payment quickly. I have more time and energy to take care of my dog and not worry about claims not being paid out.
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5

out of 5

POSTED: | BY: Marlene Riggs

Embrance Pet Insurance Is Amazing!

I have had pet insurance with Embrace Pet for a few years now. I opted in for the wellness addition. They are wonderful! Great coverage and it is very easy to submit a claim online. You do have to pay out of pocket first, they reimburse very quickly. I highly recommend if you are needing pet insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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