5
out of 5
POSTED: | BY: Lisa White
The claim submission is easy and…
The claim submission is easy and efficient
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4.9
out of 5
Number of reviews 19,775
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandy
Great insurance.
This is the first time I have had pet insurance. I found Embrace online, & they are amazing! Very easy to use, professional, friendly reps, & great prices. I filed my claim for my cats annual checkup & shots, & was reimbursed in 2 days!! I hope I never have to use it for an illness, but nice knowing that it's there if needed. Highly recommend.
5
out of 5
POSTED: | BY: Jeanie Helms
This website is user friendly guiding…
This website is user friendly guiding each step of the way.
5
out of 5
POSTED: | BY: Christina Menendez
Amazing
Amazing. Great coverage. They communicate and keep you updated. Reimbursement is fast and they pay for a great amount of the fees.
5
out of 5
POSTED: | BY: Maria Aberin-Nguyen
Embrace is easy to work with
Embrace dealt directly with our vet to gather necessary documents to review the claim. The claim process using the mobile app is very simple and easy. The reimbursement was also done quickly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.