Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,000

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Catlin Irvine

Helpful and knowledgeable

Each person I talked to was kind and helpful during a very sad time for me. They were also knowledgeable and answered all my questions without putting me on hold forever.
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1

out of 5

POSTED: | BY: Buddy Ehnow

Horrible Provider

They are difficult to get a hold of and do not provide the service you pay for. Sent them a myriad of information and was still told that i had not provided enough to process the claim. Then when attempting to cancel my policy they have done everything they can to make it as difficult as possible. They are a money sink with no benefit to you or your pet. I would advise avoiding and seeking an alternative provider.
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5

out of 5

POSTED: | BY: Lisa

Bella's visit 11-30-23

the process was not complicated, very easy thank you
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5

out of 5

POSTED: | BY: SCOTT

We highly recommend pet insurance with Embrace

We got pet insurance through Embrace when we adopted our 2 kittens. Unfortunately, one of our kittens was diagnosed with a heart condition. I called Embrace and talked to them about scheduling some testing. Once we paid our deductible most of her care was covered. Having pet insurance made this very difficult time a little easier. Filing a claim is simple and fast. And they were very compassionate when our kitten passed. I highly recommend them for their coverage, customer service and compassion.
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5

out of 5

POSTED: | BY: Kathy Addyman Reedy

Thank good for Embrace Pet Insurance

Olive's recent illness required a two day stay at the emergency vet hospital. Needless to say, it was expensive. We were so happy that we had Embrace Pet Insurance to help us recover a large portion of the expenses. Embrace Pet Insurance was recommended to us by our vet.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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