5
out of 5
POSTED: | BY: Thomas Rummel
Awesome Claims Department …
Claims processing was efficient and quick. Thank you
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Antoinette
I recently had to file a claim and…
I recently had to file a claim and Embrace makes it so easy to do this, they do most of the paperwork for you.
1
out of 5
POSTED: | BY: JM
No! Find a different Company
No, find a different Pet Insurance Company.
I opened a policy with Embrace May 2023, I filed my first claim October 17th, 2023. Per Embrace the 1st claim takes 30 days; today is December 4th & still no check. This is beyond the 30 days.
I called Embrace & was told that they were waiting on info, I guess from the Veterinarian, then while on the phone with the lady she said that they (Embrace) has received the information & she would sent it to the adjusters to process.
It's been 2 weeks since I spoke with them on the phone, I guess it's still being processed.
DO NOT GET A POLICY WITH EMBRACE! WASTE OF MONEY!
VERY DISSAPOINTED ESPECIALLY SINCE USAA RECOMMEND EMBRACE!
5
out of 5
POSTED: | BY: Carol S
Quick customer service
I must say wasn't sure what it would be like using Embrace for my pet insurance. I had to submit my first claim which did take a bit longer than I expected to process. However any further claims I submitted were done very quickly and I was pleasantly surprised.
5
out of 5
POSTED: | BY: Dawne Walker
Working with Embrace on my dog’s…
Working with Embrace on my dog’s conjunctivitis claims has been super easy and fast. They were also very responsive regarding seeing a specialist.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.