Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,000

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileene Duncan

I have had three pets through Embrace…

I have had three pets through Embrace Pet Ins. I have never had a bad experience dealing with anyone at Embrace. When I would call to talk to someone they were always very caring and feels like they care about my dog. Just a great experience every time. I love Embrace and the people that work there! You always get your refund swiftly. Every time I had to put in a claim. I would see the refund with in a couple of days after I sent it in. Just amazing.
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5

out of 5

POSTED: | BY: Kristina

Embrace has been absolutely wonderful

Embrace has been absolutely wonderful. It’s easy to submit invoices and they’re fast with their reviews. Highly recommend!
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5

out of 5

POSTED: | BY: Frank Rose

The ease of submitting claims

The ease of submitting claims
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4

out of 5

POSTED: | BY: Terrie Leoni

I was pleased

I was pleased. I just wish the invoices could be sent together.
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1

out of 5

POSTED: | BY: Paul Sherburne

Worse with every claim

Worse with every claim. really losing faith.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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