5
out of 5
POSTED: | BY: Penny
Efficient easy to process a claim
Efficient easy to process a claim
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4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: EOReyes
Easy Online Claim process
On line claim process is very easy. I needed to contact them to clarify a claim that was originally declined but they corrected this immediately and processed my wellness claim.
5
out of 5
POSTED: | BY: Kathy Matty
Embrace is AWESOME!…
Embrace is outstanding what more can I say. I've been with Embrace for years and I personally know how wonderful the customer service is and the cost is worth not hesitating care for my beloved Milo. Thank you Embrace
5
out of 5
POSTED: | BY: Debbie Wiley-Tur
I would highly recommend Embrace to any…
I would highly recommend Embrace to any pet owner seeking insurance. Customization of deductible and max payout. Ease of filing claims. Reimbursement is timely. Customer service is exceptional.
1
out of 5
POSTED: | BY: Ravi Naidu
Beware of Embrace - Annual rate increase of 59%!
I'm sorry to say that Embrace is trying to raise my annual premium by 59%! That is some major price gouging when you consider that I have been with them for 6 years and my dog has been 100% healthy the whole time. I've typically only submitted one claim per year and always for preventative care. My dog is very low risk. It's up to all pet owners to stop companies like Embrace from doing these predator price gouging practices. We all love our pets and want to care for them as best we can. So, I am firing Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.