Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Francine Butler

Great Providers

I have been with Embrace for over 5 years and have been a very satisfied client. They are quick and responsive and always appreciate their communication regarding my claims.
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1

out of 5

POSTED: | BY: loevys meza rodriguez

Referral Program

Hello guys, I participated since December by sharing my referral link with my email. They never paid me, and they don't respond to my emails, it's impossible to contact them and I'm already going for 2 months. It seems unfair to me!!!
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5

out of 5

POSTED: | BY: Marlene Ann Oberbeck Kohnz

No complaints

No complaints. Fair and prompt reviews, timely reimbursements, friendly phone representatives. Embrace offers a great product!
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5

out of 5

POSTED: | BY: Nancy

The customer representative was…very nice and solved my problem quickly.

The customer representative was professional and nice. He solved my problem fast and rectified it.
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5

out of 5

POSTED: | BY: Gabriella

Customer Service at Embrace is super…

Customer Service at Embrace is super responsive, kind, effective, and patient. They know what they're doing and aren't afraid to tell you when they need to discuss with another department.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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