Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cope Sanders

Outstanding customer service and fast

Outstanding customer service and fast. I knew that you guys cared about us during an awful time in our lives
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4

out of 5

POSTED: | BY: Rita Bedford

After some back and forth on vet…

After some back and forth on vet reports We got good results on Odie’s dermatitis Which I hope is resolved fingers crossed Thanks Embrace 😎
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5

out of 5

POSTED: | BY: Ron W

Skeptical about pet insurance

I was very uncertain about buying pet insurance for my 2 baby Toy Poodles. I researched very carefully, talked to my vet, read many reviews and decided on Embrace. All companies promised a lot but it seems Embrace delivered. Also, they were on my vets list of recommended companies and also USAA was recommending them. SO, I signed up. I am glad I did as I had some issues with about 5 months and my claim was handled promptly. Every communication I have had with them via phone, email on on their web site have been pleasant. Even if I had not had to file a claim I would feel comfortable knowing that they were covered just incase. Thanks Embrace
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5

out of 5

POSTED: | BY: Kimberly Castellanos

During a horrible tragedy the Embrace…

During a horrible tragedy the Embrace team helped me file my claim and were very caring and helpful
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5

out of 5

POSTED: | BY: Nina Murzyn

Easy to file a claim

Easy to file a claim. Quick payment. They pay as agreed. I am glad I chose this company for pet insurance!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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