5
out of 5
POSTED: | BY: Michael Rubel
The claims are so easy to file
The claims are so easy to file, and they are paid off quickly.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,749
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jessica
agent explained and provided the…
agent explained and provided the required information.
5
out of 5
POSTED: | BY: Joni P
Very easy/quick process!
Very easy process and quick in reviewing and paying my claims. So glad I had this insurance for my dogs surgery.
2
out of 5
POSTED: | BY: Sarah Boss-Sullivan
Thought that the refund was very low.
Thought that the refund was very low.
5
out of 5
POSTED: | BY: Julie Van Hook
My cat had to have emergency surgery to…
My cat had to have emergency surgery to remove a sharp foreign object lodged in hi eyeball. Thank goodness I have Embrace Pet insurance. This would have been a devastating financial burden for me.
My claim was processed quickly and I received my reimbursement within 3 days of approval notification. Highly recommend
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.