5
out of 5
POSTED: | BY: Juan Luis Torres
Website and claims submission easy to…
Website and claims submission easy to do.
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4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Monica Garcia
I love this insurance
I love this insurance, when my pet was hospitalized and I submitted all my bills they responded right away, I really recommend it
4
out of 5
POSTED: | BY: Traci Brubaker
I was happy with Embrace until my…
I was happy with Embrace until my monthly fee doubled this year. I was told it was the increase in cost for pet care. There had been an increase every year that was mostly reasonable however I found it interesting that the cost doubled right after a year where I had used the policy more.
5
out of 5
POSTED: | BY: Debbi Warren
The process to submit a claim was easy
The process to submit a claim was easy, my first time. Now I will wait to see how long before I hear anything.
1
out of 5
POSTED: | BY: Nan
What is going on with Embrace?!
What is going on with Embrace?!? I have been a loyal customer since 2013 and have previously recommended this company to many others. Recent denial of claim on new puppy asking for information before she was born and from vet that my previous deceased dog went to years ago. Now system refusing to upload documents and holding for hour with no one answering the phone!!!!!!!!!!!!!!!!!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.