3
out of 5
POSTED: | BY: Amanda
I had to do a review before submitting…
I had to do a review before submitting my claim
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,862
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Gayle
easy to understand and submit claims on…
easy to understand and submit claims on website
5
out of 5
POSTED: | BY: Ann R
So easy …
The process was So easy and remarkably fast! I was very happy with the claim process.
5
out of 5
POSTED: | BY: Terri Mcclelland
I have had nothing but great reviews…
I have had nothing but great reviews for embrace, their staff and their claim process. It is so easy to submit and receive reimbursement. I would 100% recommend this company.
5
out of 5
POSTED: | BY: VHamm
This has been a crucial investment to…
This has been a crucial investment to the care and love of my animals. I have had two life threatening emergencies in the last 9 months. I have to funds to front the first, but had to finance the second. Neither were a true worry, because I knew the coverage was in place to reimburse me and I still have my two fur-kids. Thank you, USAA and Embrace for providing peace of mind.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.