5
out of 5
POSTED: | BY: Ashton Porter
Review
It was simple and fast
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Stephen Donovan
Wellness claim submitted - so far well done
First part of submitting an electronic claim. Easy if all goes well. If verbal help needed, Customer Support good, but may be long hold time. not easy to email request for help submitting it, nor via chat. But happy with the company and will renew my policy.
4
out of 5
POSTED: | BY: Sandra Hill
Embrace always does well with their…
Embrace always does well with their reimbursements and timeline in doing so. However, on the Embrace app, you cannot upload an invoice and/or document unless you saved it as a photo. Clicking upload only gives option to out of photo gallery. However, when filing a claim using your browser, you can choose from saved documents. I would much rather use the app but at the same upload a “document” via the app!!!
5
out of 5
POSTED: | BY: Bob Wyrick
Very Easy to Submit a Claim
I've submitted claims through the website and the app and both are very intuitive and easy to use.
5
out of 5
POSTED: | BY: Alexa G. PA-C
Excellent customer service
Excellent customer service, highly recommend!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.