Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel Quinn

Easy Claim Process and Amazingly Quick Processing/Refunds

I am constantly impressed with how easy it is to submit a claim and how the claims are processed at lightning speed. I am very grateful for Embrace!
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2

out of 5

POSTED: | BY: customer

I have two pets insured with Embrace

I have two pets insured with Embrace. We are adopting a German Shepherd on Sunday. I asked them for a quote but their Orthopedic Wait Time is 6 months! Six months. Ridiculous.
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5

out of 5

POSTED: | BY: Adriane Christian

Payment options upon auto renewal

Payment options upon auto renewal
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5

out of 5

POSTED: | BY: Matthew Higgins

Couldn't be happier with Embrace

We have been very happy with the coverge, processing of claims, and reimbursement. Super fast and convenient.
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5

out of 5

POSTED: | BY: Vera Confer

Easy Peasy filing a Claim

It is very simple to file a claim online. Also, there is always a prompt response.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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