3
out of 5
POSTED: | BY: Isaac Woodward
So far so decent.
So far so decent.
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4.9
out of 5
Number of reviews 19,968
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Chris De Guelle
I'd always been hesitant to get pet…
I'd always been hesitant to get pet insurance but now will never not have our dogs covered by Embrace. ER visit on Sunday - claim already paid out by Thursday morning. No hassle - fast, friendly, efficient service. I can't imagine not having this.
5
out of 5
POSTED: | BY: Eyhana
I highly recommend Embrace pet…
I highly recommend Embrace pet insurance for your pets. As a new customer, I have been consistently satisfied with my experience and the service I have received. During a recent interaction with a customer service representative, I found the assistance to be exceptionally helpful, knowledgeable, and patient. Additionally, Embrace's mobile application is remarkably user-friendly, facilitating easy navigation and seamless submission of insurance claims.
5
out of 5
POSTED: | BY: Flo
Pretty easy to file
Pretty easy to file. Very quick responses.
5
out of 5
POSTED: | BY: Alison T
My dog has allergies and the claims are…
My dog has allergies and the claims are always processed quickly and efficiently for my reimbursement. Any time I have had to call them they are responsive, friendly and very helpful! I will never go without pet insurance again.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.