1
out of 5
POSTED: | BY: Jessica Granger
App doesn't work
App doesn't work. Freezes every time I try to submit claim. Process works only via website.
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4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Maria Gomez
I really appreciate Embrace and all of…
I really appreciate Embrace and all of the help and support the company provides. Submitting claims has been hassle free, and the Embrace team is extremely efficient, professional, and great with communication.
5
out of 5
POSTED: | BY: Laurie
Quality for the Price
The health insurance provided is value for the money. It gives me piece of mind should my dog have an injury or illness requiring. I also participate in the wellness plan which is comparable in price to my previous pet's care club. It has been easy to submit claims and get reimbursed. The customer service is caring and helpful.
5
out of 5
POSTED: | BY: Christopher Price
Best Decision I Ever Made For My Dog!
I was originally introduced to Embrace pet insurance through my insurance company USAA. I thought if USAA is partnering with Embrace for their members it must be a good company. I've had my boy Louie insured by Embrace for close to two years now and it has been a "life-saver" for both of us. A couple of months after getting health insurance for Louie, he was diagnosed with Addison's disease. This condition requires monthly shots and a steroid pill every other day. Being retired military and living on a fixed income It was nice to know I wasn't in this alone, and while he is expected to live a normal lifespan the costs add up. I'm grateful to know that Embrace has my back when it comes to taking care of Louie's health! The online claims process is first-rate, it takes just minutes to file a claim, they are handled expeditiously, and payments are deposited into my checking account automatically, usually within two days. I would not hesitate recommending Embrace pet insurance to family and friends.
5
out of 5
POSTED: | BY: Javier
Easy to use!
It is a very easy website to navigate. Entering claims is so simple. Claims are also reviewed quickly and refunds come almost instantly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.