Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Feeling exploited

All claims denied

They cited vomiting as a preexisting condition pulled from my 7-month old puppy’s medical history and denied all claims submitted Vomiting is a symptom not a diagnosis. Vomiting may be one symptom of many, many, many, different conditions, or no pathological condition at all, and is very common in puppies. Calling vomiting a preexisting condition is absurd and an obvious excuse to deny all claims. This insurance company is a SCAM, out to collect money from patients, underpay providers and not cover any actual medical treatment!!!!!
Read more on Trustpilot
1

out of 5

POSTED: | BY: Cheryl Lebo

Still waiting almost later.....

Submitted claim sickness claim for one year old cat 7-9-24 complete with all three records from our vet. Was told they never received information. Kept re sending and so did our vet. FINALLY got a live person -Zena -7-29-24, says need more records ....the cat is one year old....stalling. do not keep you updated either but they are extremely prompt taking monthly payment from my account. Plan to cancel this ASAP.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Diane Baker

Seamless and that is why I changed.

Seamless and that is why I changed.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Georgia Grbic

Excellent

I’m very pleased with the quick response I received from the agent regarding my pets claim
Read more on Trustpilot
5

out of 5

POSTED: | BY: Aurora DE FELICIS

The best insurance for my Puppy

My little puppy, part of the family, has been insured with Embrace practically since birth. I have had the need to use their services on several occasions, and I want to express my gratitude and let it be known that they have always responded as an insurance company to all the situations where I have had to use the insurance. Very professional and very easy to file a claim. Any doubts are promptly and kindly clarified. I am very happy with the quality of service provided by Embrace. I feel calm and secure. Thank you.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review