5
out of 5
POSTED: | BY: jkeager staley
Great customer service
Great customer service! Embrace makes it easy for me every time!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Paula Matre
It is not easy to get embrace to accept…
It is not easy to get embrace to accept the claim papers, even when they are the exact papers ( receipts) the vet gives you.
When you call to get help the wait time is always very long. Last time it was over 30 minutes.
5
out of 5
POSTED: | BY: Michael S Riffe
The Best Pet Insurance Around!
I chose Embrace Pet Insurance for several reason. Being a retired Vet Tech of over 20 years, I have never seen coverage like this before! 100% on wellness and preventative care was the selling point for me, and the representative that helped me chose my plan and talk about the options was amazing! Thank you Elijah!
5
out of 5
POSTED: | BY: Jalexander
Very efficient and easy to use website
Very efficient and easy to use website, clear communications on status and coverage. Claim submission process is very simple.
5
out of 5
POSTED: | BY: Lesley Debrier
Simply the best insurance-fast repayments
I did A LOT of research and Embrace is the highest quality pet insurance out there, seriously. They cover more than some other plans, and they are very clear about coverage, no surprises. I can submit a claim online in about 60 seconds and they drop the funds straight into my account, often 1-2 days later. I was shocked at how easy it was.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.