Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: ron kislin

Very easy to use the web site to…

Very easy to use the web site to submit a claim. Process the claim in a timely manner.
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5

out of 5

POSTED: | BY: ZClare

Embrace Pet Ins Claim, easy as 1,2,3

Embrace Pet Ins website makes submitting an insurance claim easy as 1,2,3. They are quick to respond to our claims. The Embrace Pet Ins team are always responsive with all inquiries that we have and make us feel as if we are their #1 customer. :)
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5

out of 5

POSTED: | BY: Marilyn Carey

I have been very lucky to have Embrace…

I have been very lucky to have Embrace for my dogs. Thanks
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2

out of 5

POSTED: | BY: grayson dagen

Unfortunately

Unfortunately, some vets/groomers are unable to print separate invoices for multiple dogs. I repeatedly have included details advising the Claim's department when submitting my information that each pet's services are listed on the same invoice. Despite, providing this information and submitting the invoices for each pet, my claims are always denied because they fail to read my note and take time to actually go through the invoice. I pay hundreds of dollars to insure my multiple pets through the company, the least they can do is take a minute to do the claims properly.
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5

out of 5

POSTED: | BY: mary

They make submitting a claim very easy

They make submitting a claim very easy, the cover almost everything. Our pet has had some illnesses and they have been great with helping cover the costs. I would highly recommend them!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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