Embrace | Pet Insurance Review

When I got my dog it was a hassle from the start to get coverage because he was a four year old rescue. They tried to make everything a pre-existing condition , such as getting a teeth cleaning meant he had a tartar issue. As he got older, they would argue everything. He had an accident where he bit down too hard on a stick and broke four of his teeth. It was an emergency because he was bleeding and in pain. They kept refusing to cover it because they saw the Dr had done a cleaning and categorized it as a dental cleanup. Each year the price increases dramatically. I went from him being 6 yrs old with 750/year to turning 7 yrs and it jumped to 1250 with much less coverage and higher deductible. At this point I would have to pay a few grand before the even start reimbursing for anything, and they lowered the coverage amount to 10K where previously the coverage amount was 20K. They are crooks and I wouldn’t recommend them to anyone

My cat chewed on a cat toy that had an 18 inch string on it. He swallowed the string and was taken to an emergency vet who was able to get the string out. I thought filing a claim would be complicated, but Embrace made this an easy process.

Easy to understand and submit claims.

Ease of use to submit claims online

Easy to use, great communication and response.