5
out of 5
POSTED: | BY: Kitrena Warren
Submitting claims is very easy!
Submitting claims is very easy!
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4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mrs. Shelba Richards
I have be so grateful for how quickly…
I have be so grateful for how quickly Embrace has taken care of our insurance claims. Definitely recommend this company
5
out of 5
POSTED: | BY: Sarah
Quick claim processing response
Quick claim processing response. Embrace paid the claim quickly and adhered to their benefit statements. Will continue with them. Excellent company in iur experience.
5
out of 5
POSTED: | BY: Petras World
Easy to file a claim & check comes fast.
What I love about this company is the ease in which to file a claim online and the speed that they pay the claim. Their parameters are clear on the claims they deny and they have a yearly deductible. I know this going in. I like their service and I refer them to others.
5
out of 5
POSTED: | BY: Kimberly Dougherty
Easy, quick and not stressful
The claims process has been very easy. Just upload the documents and in a few days they have made payment.
This experience has been stressful for both me and my dog but Embrace has been quick and efficient. Very glad I chose to insure through Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.