5
out of 5
POSTED: | BY: Kitrena Warren
Easy website and Claims process
Easy website and Claims process
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4.9
out of 5
Number of reviews 19,855
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Terrance Owens
Ease of filing wellness claims online…
Ease of filing wellness claims online and prompt review of all claims. Great Service!!
5
out of 5
POSTED: | BY: Jennifer Meadows
Embrace has been phenominal!
Embrace has been phenominal! My Pyrenees mix has had multiple issues over the last several years, and Embrace has helped make it possible to get the surgeries and treatments he's needed to help keep him mobile. Their claim submission process is easy, their claims processing time is usually pretty fast, and their customer service is top notch! Thank you, Embrace!
5
out of 5
POSTED: | BY: Vance Myers
User friendly website and very helpful…
User friendly website and very helpful customer support.
4
out of 5
POSTED: | BY: Aaron Pate
So far so good for the 1st claim
So far so good for the 1st claim. The claiming process instruction is a bit lacking as my vet does not shown up in the drop down option and I have to call the support hotline to figure out how to create the claim (need to select unknown vet).
It took a bit longer since it is the 1st claim after i purchase the insurance as it need to complete the initial medical history evaluation process first. But after that medical history details was provided by my vet, the claim being processed within 7 business days.
I am happy so far.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.