Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rosangela de Azevedo

Rebecca was great

Rebecca was great, a true help. I hope this insurance will be exactly what it says it is. The process was clear, easy.
Read more on Trustpilot
4

out of 5

POSTED: | BY: kim french

Good company but the monthly

Good company but the monthly charges are very expensive. There was no hassle when I canceled the policy.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Joy

Great service

The staff was wonderful in assisting me with my claims. Not only is submitting claims through the website both intuitive and quick, when an issue arose with missing paperwork, the staff was extremely helpful in getting to a resolution. I had issues with paperwork from a previous vet and although it wasn't a quick resolution, due to the vet, Embrace was very patient and extremely helpful in getting to a positive resolution.
Read more on Trustpilot
3

out of 5

POSTED: | BY: Steve M

Waiting to see how the claims proceed…

Waiting to see how the claims proceed plays out. They have continued to assert “additional items requested from vet have not been received” despite me emailing all medical documents and uploading them to website multiple( at least 4) times. Claim status still reading pending. Claims are for 6/25 and 6/28 events. So coming close to 60 days old.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Bill Ruggles

Easy to file claims

Our dog has had medical issues recently that required visits to the emergency vet clinic. Then we went to a specialist surgeon for surgery to alleviate a breathing problem. In every case, it was very easy to submit a claim, which was paid very quickly. I only wish my own health insurance was this good!! Thank you, Embrace, for your great service!
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review