5
out of 5
POSTED: | BY: Carlos
Everything was good
Everything was good
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,854
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Melinda L
Great Experience
We have had pet insurance for many years, but changed to Embrace with our new puppy. I must say, the people I talked to and emailed with were very nice and professional. And I feel they paid real well on my first claim.
5
out of 5
POSTED: | BY: SIMON/DEBBEE LORRAINE
I Love
I Love, Love, Embrace. The submission process is so easy and welcoming. I have never had any claim issues with them. The website is absolutely adorable and fun to use. Thank you for the quick returns as well! The best pet insurance by far. Thank you.
3
out of 5
POSTED: | BY: Ninfa Garcia
My puppies routine exam and a fecal…
My puppies routine exam and a fecal tests were not covered under the wellness program when they state it should be. Now I have to get some sort of document from the vet to say otherwise?
5
out of 5
POSTED: | BY: Deb
Easy app and always very fast
Easy app and always very fast. I have been with them 4yrs now and they are always helpful. Thanks Embrace team.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.