5
out of 5
POSTED: | BY: Steven
Easy to upload and submit a claim
Easy to upload and submit a claim. Will add further review once claim is complete
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kim Henning
Very Responsive
Embrace has always been very responsive. They have consoled us on the loss of our cats and paid invoices for our cats' care promptly.
3
out of 5
POSTED: | BY: GAYLE Battaglia
After much research, embrace was a mistake.
Most claims were rejected even with the extra coverages purchased and customer service was unhelpful or non responsive. Enrollment took forever due to lack of follow up on their part. The best experience I had was with Clay when I cancelled my policy this week.
4
out of 5
POSTED: | BY: Jan Pitman
Embrace is an excellent insurance…
Embrace is an excellent insurance company for your pets! I highly recommend them. They are timely and fair with their reimbursements. I just received over $1,000 reimbursement for my dog’s dental surgery and am very thankful. I gave them four stars, because they are hard to get a hold of on the phone. However, they are timely through the email claims process, which definitely matters the most!
3
out of 5
POSTED: | BY: Robert Lathrop
Could not find a diagnosis for…
Could not find a diagnosis for emergency care. This was an emergency visit. Your suggested areas did not adequately cover visit.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.