Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Amanda Celestine

They take foreverrrrrrr to reimburse…

They take foreverrrrrrr to reimburse you once you file a claim. It is ridiculous.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Customer

This is a great pet insurance company

This is a great pet insurance company. The benefits are amazing. They pay quickly. No hassles what so ever. We had another insurance company and they were not nearly as good as Embrace.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Donna Tatro

App was easy to use and make a claim

App was easy to use and make a claim
Read more on Trustpilot
5

out of 5

POSTED: | BY: customer

Great Customer Service!

Every time I called Embrace - just with questions about my policy and a couple of my claims - they were SO nice. The customer service agents were thorough and made sure they answered all my concerns.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Renee Dias

I really wanted to like this insurance but....

The customer service is always pleasant and want to be helpful. However I've had this plan since January and every claim I've submitted is still pending . We are new clients and they needed our dogs history which is understandable. We provided all the info they needed and yet all claims are still on hold . I've called well over a dozen times and been told they are moving it on to adjusters , however nothing changes. And no one ever calls me back when they say I'll get a call from a decision maker next day since they are never avail when i call.I have 2 dogs on plan and have always had my dogs on some sort of insurance over the many decades of being a dog owner . This is the 1st time I've ever experienced such a long delay. I'm ready to drop my plan however I don't want to do so until my claims are processed. I pay my premium on time every month ,perhaps I should put my payments on HOLD,I'm sure I'll be dropped immediately.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review