5
out of 5
POSTED: | BY: Linda
Response to inquiries…
The customer service on Embrace Pet Insurance is simply top notch!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,852
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cyndie Young
Caring for Senior Dog
We adopted our dog Bear about 5 years ago he was 9.5yrs old when we adopted him. He has had tummy issues and last weekend we thought he would not make it home. He was in the hospital all weekend and I knew that no matter the cost we had our pet insurance that would help cover his care, it really helps with keeping our senior dog healthy.
1
out of 5
POSTED: | BY: Marigail Cooper
Don't do it.
They were quick and great about reimbursing us until we met our deductible and filed a claim for over $1,000. Then they sent us a list of his ALLEGED pre-existing conditions which is BS and a long list of what they WILL NOT cover for 12 months because he's already been seen for them.
5
out of 5
POSTED: | BY: Liz
Kyle was very helpful to us with the…
Kyle was very helpful to us with the submission of the claim for our cat. We have been very satisfied with this company over the many years we have had this coverage.
1
out of 5
POSTED: | BY: Elizabeth Ayala
So far all of my claims have been…denied
So far all of my claims have been manipulated to fall under the categories of the 2 conditions my dog was treated for prior to having insurance. So I’ve paid $825 for insurance….& over $1k in vet bills that I am going to continue to protest . I want my new puppy to be insured but this is not encouraging me. I understand the onset would secure coverage but modifying & extracting small details from a larger condition/visit to provide reason to NOT cover is horrible business.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.