Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,988

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ashley Antoine

Very easy and smooth to follow…

Very easy and smooth to follow instructions. Thankful to have this insurance. Now it is time to wait for the next steps.
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5

out of 5

POSTED: | BY: Ryan & Henry Lee

What a great company

What a great company! My dog Henry has a new lease on life after having surgery. This insurance paid everything their policy said it would without the hassle of fighting claims or having to wait an unnecessary amount of time. Many of my friends did not believe in pet insurance because of all the stories they've heard about many of the companies out there. After explaining and showing them what Embrace did for Henry, they are in the process of joining the Embrace family. Embrace's customer service and easy claim submittal options made the process that much easier. Thank you Embrace!
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1

out of 5

POSTED: | BY: Victoria B

Terrible insurance

Terrible insurance. They don’t wanna pay for something as simple as the vet visit for diarrhea.
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5

out of 5

POSTED: | BY: Shelly Hayes-Hegyi

Best Pet Insurance

Love Embrace. I wish I would have gotten them earlier. They are quick to respond via customer service and provide a quick turn around for claims.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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